How to Save on Car Insurance Policies in UK and US

Finding the right coverage for your vehicle is important, but it's also important that you can afford your car insurance premiums. With these tips, you may be able to save money on your car insurance policy.

 

1. Set a Right Deductible

If you raise your deductible, you'll be able to save on car insurance, but you'll have to pay more money out of your pocket if you make a claim. If you raise your deductible to $200 to $500, you may be able to save 15 to 30 percent on your premiums. If you raise your deductible to $1,000, you may save 40 percent. If you have a fairly clean driving record with no recent history of an at-fault accident, it might be wise to save money by purchasing a high-deductible policy. However, before doing so, make sure you can afford to pay that deductible if you do cause an accident.

car-insurance

2. Discounts

Many people can save money on their car insurance policies by using discounts. You should ask your car insurance provider if they provide discounts to new drivers' who have taken driving courses, older drivers' who have taken refresher courses and drivers' who have taken a defensive driving course. Drivers' who have anti-theft and safety equipment on their vehicles may be eligible for a discount with some insurers'. Students' who have good grades are usually able to receive a discount. Drivers' who are employed by a specific company may be eligible for car insurance discounts as well as college alumni.

 

3. Multiple Policies

People who have multiple insurance policies with one insurance company may be able to save between $72 to $110 annually on their car insurance.

 

4. Teenagers'

Adding a teenager to your car insurance policy can raise your premiums by 50 to 100 percent. It's important that new drivers' take driving courses before they get a license and drive your vehicle.

 

5. Remember to Report Reduced Mileage

Insurers' usually consider how many miles a person drives every year to determine their premiums. On average, people drive 12,000 miles annually. If you aren't driving as many miles annually as previously said you are, you need to inform your insurance company. You could save five to 10 percent.

 

6. Maintain a Good Credit Score

Most states allow insurers' to use your credit score when determining how much to charge you for premiums. It's important that you frequently check your credit report for errors. If you don't have a good credit score, you should ask your insurance company for an exception.

 

7. Pay in Full

People who pay their premiums in full instead of making installment plans can save, on average, $62 annually.

car-insurance-uk-and-us

Final Words

There are many other ways to save money on car insurance policies. Some other ways include buying an older vehicle and providing your vehicle identification number when getting quotes. Car insurance premiums are calculated based on state-approved rating factors.

Things to Keep in Mind When Purchasing Auto Insurance

Purchasing auto insurance is an important element of being a vehicle owner. How do you purchase the best auto insurance for your individual needs? What insurance will cover you and your family the best? These are important questions to consider when you are choosing a new auto insurance company. It’s difficult with so many options […]

Biggest Rallycross Races in the World

Rallycross is a newer concept in the world of auto racing. Though not as famous as NASCAR or Formula 1, RallyCross has been growing in popularity among an international fan base who enjoy this exciting sprint style of racing. Similar to other forms of racing, RallyCross features teams of drivers and mechanics, but there are […]

RallyCross and Other Forms of Auto Racing

Today’s auto racing and RallyCross events attract a lot of enthusiastic fans. From the drivers to the cars themselves, car racing enthusiasts pride themselves on being well-informed about their sport. If you’re a die-hard auto racing fan, impress your friends by sharing some of these fascinating and fun facts about the development of RallyCross and other types of auto racing!

Rally Racing

Rally racing dates back to the earliest days of the auto industry, with the first rally racing event taking place in 1907. Drivers would race along designated public roads in more than 35 official annual competitions around the world. The Rallye Automobile Monte-Carlo is a major Rally event that takes place in Monaco every year and is celebrating its impressive 85th year of racing in 2017.

Indy Car Racing

Indy car racing also began in the early years of automotive industry and was developed largely in the United States. Racers drive in low slung vehicles with aerodynamic shapes and no fenders. The Indianapolis 500 is the biggest Indy car racing event on the annual circuit, dating all the way back to 1911. In its inaugural year, the winning driver, Ray Harroun maintained an average speed of just 74.6 miles per hour. Compare that to a more recent winner, Arie Luyendyk from the Netherlands, who maintained an average speed of 185.984 miles per hour to take home the trophy in 1990.

Stock Car Racing

Stock car racing involves competitions between commercial vehicles that are modified to enhance their performance. NASCAR, which stands for ‘National Association for Stock Car Auto Racing’, contributed to the development of modern RallyCross racing. In NASCAR, drivers compete in a series of events to earn points over the course of the season, with the winner obtaining a cup. The premiere event in NASCAR competition is the Daytona 500, which also kicks off the NASCAR season. Drivers Dale Earnhardt, Sr. and Richard Petty are the only two drivers to hold seven NASCAR wins.

Formula One Racing

Grand Prix racing developed mainly in Europe and was one of the precursors to modern RallyCross. In Formula One racing, drivers compete on closed paved highways using vehicles designed under the auspices of the Federation Internationale de l'Automobile ("FIA"). Drivers race against one another in a series of 20 international Grand Prix events on the circuit. The circuit extends from March through November, and drivers who compete for the World Championship of Drivers gain points by participating in each official Grand Prix event. Formula One drivers also sometimes compete in endurance races, including Le Mans Grand Prix d’Endurance.

RallyCross Racing

RallyCross racing has emerged as the newest auto racing sport and was heavily influenced by the aforementioned types of racing. The first official Rallycross event occurred in 1967 at the Lydden Circuit in England. RallyCross races today involve several different scoring systems, but all involve high-speed, technical racing over dirt roads or mud tracks. A new version of RallyCross racing, Red Bull Global RallyCross, involves races of up to 10 vehicles speeding along dirt and asphalt courses with jumps. RallyCross has come a long way in the development of auto racing, and it will be exciting to see more come out of this emerging sport! Thanks to Great Guys Auto for contributing to today's post. A major supporter of auto racing, this auto shipping company has the expertise to get cars from point A to point B. Whether you're looking to ship a racing vehicle, or just to move your own personal car, call Great Guys for a quote or visit them on the web (greatguysmoving.com/car-transport/ - auto transport).

7 Reasons to Love the Sport of RallyCross

Sports bring us together and give us something to be collectively excited about. RallyCross, while a newer sport, is no exception. Road and Track likens this fast-paced motorsport to “bare-knuckle boxing, on ice-skates, but with rally cars”. If that isn’t enough to convince you to start watching, here are seven more reasons to love the […]